Baccarat is a classic casino game with loads of potential. Bet on the strongest of two hands, and you win if your Player or Banker wager comes in. Read our beginners' guide on how to play baccarat online and find a casino bonus today!
How to Open an Online Baccarat Account
You can get started at the best online casinos today to play online baccarat. You can play demo versions of baccarat without an account. However, you must open a real-money account and deposit if you want to access a welcome bonus.
- Choose one of our top online casinos and hit the 'Sign Up' button.
- Complete the e-form by creating a username and password and providing some personal details. You must enter key information, such as your full name, home address, and date of birth. At regulated sites, you'll need to provide a portion of your Social Security Number too.
- Enter a valid promo code to access a welcome bonus. Why not try our BetMGM Casino bonus code to claim a fantastic deposit match offer?
- Log in online or open the mobile casino app. Navigate to the games lobby and type 'Baccarat' into the search box to bring up available titles. Now you're ready to go!
How to Play Baccarat Online
It's easy to play online baccarat at PA online casinos. You can play for free, click the information page to browse the rules, or choose stakes to suit your budget. Most online casinos let you bet from just a few cents too. Those are the sorts of stakes you won't find in a Vegas Strip casino.
A game of online baccarat is played between the Player and the Banker (the house). A standard 8-deck shoe is used, and a random number generator ensures a shuffled deck.
Two cards are dealt to each "player." Cards are assigned values at the start of the game:
- Numbers 2–9: Face value
- Tens, Jacks, Queens, Kings: 0
- Aces: 1
The aim of baccarat is to bet on which hand (Player or Banker) will be highest. In some cases, the Player or Banker will draw a third card. However, this is done automatically by the computer, and you have no input in the decision.
Choose an Online Baccarat Game
We recommend you start by playing for free on casino apps in demo mode as you learn the baccarat rules. Choose a game in the lobby and click on the demo-play option to open a table in your browser window.
Choose Player, Banker, or Tie
The baccarat table is divided into three betting sections: the Player, Banker, and Tie. Start by clicking on the chip value on the right-hand side of the screen. Next, click and drop chips onto the betting area you want to cover.
Deal
Once you've chosen a bet to make, click the 'Deal' button at the foot of the screen. The computer will randomly deal two cards to the Player, and two to the Dealer.
The aim is to get as close to 9 as possible with the two cards. The hand closest to 9 wins. Any winnings are automatically paid out by the computer at the end of the hand. You can choose to repeat your previous wager (REBET), double your previous bet (REBET X2), or choose a different stake (NEW BET).
Scoring Hands & Third Card Rule
The hands are scored after the Player and Banker receive their cards. The highest hand wins. If the hand total is worth 10 or more, 10 is first subtracted to arrive at the final score. Here's an example.
- The Player: K-8 Total: 8 (0+8)
- The Banker: 6-6 Total: 2 (12-10)
In this case, the player wins. In some cases, the Player or Banker must draw a third card. The computer does this without any decision needed. The third card rule depends on both the Player's and Banker's total showing:
Player Rules
- Player has 0–5: Receives third card Player has 6 or 7: Hand stands Player has 8 or 9: A "natural", hand stands
- Banker Rules: Player stands, Banker draws if they have 0–5 If the Player draws a third card, the Banker draws a third card too depending on their total and the value of the Player's third card.
Baccarat Payouts
Baccarat payouts are pretty simple. You win 2/1 for a Player win, but just 19/20 for the Banker win. The casino deducts a 5% commission on winning Banker bets. In NetEnt's baccarat game, the Tie pays 9/1. However, the tie is just 8/1 in IGT's online casino version.
- Player Wins: +200 (2/1)
- Banker Wins: -105 (19/20, or 2/1 minus 5% commission) Tie: +800/+900 (8/1 to 9/1, depending on game)
Side Bets in Baccarat Online
Some online baccarat variants use side bets. These are additional wagers on the outcome of one or both baccarat hands.
- 🪙 Player Pair +1100 (11/1)
- 🪙 Banker Pair +1100 (11/1)
- 🪙 Perfect Pair (identical cards & suit) +2500 (25/1)
- 🪙 Player Bonus (Player wins on natural 8 or 9) +100 (1/1)
- 🪙 Banker Bonus (Banker wins on natural 8 or 9) +100 (1/1)
Popular Online Baccarat Variations
You can play games at dozens of regulated gambling sites. And classic baccarat isn't the only option open to you. Here are some of the most popular online baccarat games:
Classic Baccarat
Developers to Look For: NetEnt, IGT
NetEnt and IGT are the two major online baccarat providers at NJ online casinos. You can try for free in demo-play mode or bet from $1 and up if you want to play for real cash.
IGT's baccarat game offers minimum bets worth $1. You can bet as much as $1,000, but maximum payouts are limited to $8,000. In IGT's variant, the Tie pays +800 (8/1). However, NetEnt's Baccarat Professional Series pays +900 (9/1) for the Tie. The maximum payout for NetEnt's game is $9,000 per hand. Minimum stakes are low, at just $0.10 per game.
Live Baccarat
Top Developers: Evolution Gaming, Authentic Gaming
You can play Live Baccarat at all good PayPal casinos in multiple states. Evolution Gaming is the major provider of live baccarat games. Trained croupiers handle real cards that are specially marked with codes. The dealer scans the cards and the graphics appear on your screen. You place bets in the usual way via your keyboard or smartphone.
Minimum bets on live baccarat games are normally a little higher than on conventional RNG games, around the $1 mark. You can also place side bets on the Player's and Banker's hands.
Live Baccarat Squeeze
Top Developers: Evolution
You can play Live Baccarat Squeeze at many Michigan online casinos for real money. This fun live casino variant plays a little like the games you'll find in a Macau casino. The 'squeeze' element lets you peek at your Player's hand before the dealer turns the Banker's hand over.
Common Mistakes to Avoid in Baccarat Online
These are some of the most common mistakes player's can make when playing online baccarat. These are recommendations to avoid when playing baccarat online:
- ✋ Chasing Losses: Attempting to recover losses by increasing bet sizes often leads to more significant losses. It's crucial to maintain discipline and stick to a predetermined betting strategy.
- ✋ Ignoring Bankroll Management: Not setting betting limits can quickly deplete funds. Effective bankroll management ensures sustained play and enhances the overall gaming experience.
- ✋ Betting on Ties: While tie bets offer higher payouts, they come with a substantial house edge, making them less favorable in the long run.
Sign Up to Play Baccarat Online Today
Ready to go with the game 007 loved to play and win at? You can enjoy baccarat today at the very best regulated casinos in the US, where you can also play the best RTP slots. Play for free and learn the rules or sign up and claim your welcome bonus.
